We have a start-up client on a modest budget, who will be selling online audits. We'll need to take payment, issue a unique reference via email that is then recognised to allow access to an online audit.

Which payment gateway would you recommend? With budget in mind, would you go for PayPal first and upgrade to an integrated option when income is steady?

Hi Bryony,

The majority of our start up clients use PayPal as their entry payment gateway.  It's very quick and easy to setup.  

I agree with Denis though that their business needs need to be taken into consideration.  All of the payment gateways offer different pricing options, whether it be a percentage of the sale or a fixed cost.

Work out the average order value, projected volume of sales and shop around.

A couple of other gateways that we frequently use

http://www.sagepay.com/

http://www.rbsworldpay.com/

Cheers,

Richard