3-D secure - anyone implemented it?

Hi,

We are in the process of working on this.
The Card issuers are applying pressure to acquirers who inturn are applying pressure to us the merchants, but unless the PSP's can handle it we are unable to make the move forward.

Our PSP have as yet been unable to provide a test platform for us.

We have a maintenance contract with our PSP, who will be providing us with technical integration details, then our Web team will code up the relevant web pages and our mail order software provider will integrate the changes with our back office.

The whole role out of 3-D secure has been a farse, I understand at present that unless you as a merchant are targetted you will get away with staying as you are.

There's a thread here about Fraud
http://www.e-consultancy.com/forum/106438-3d-secure-liability-streamline-bibit--lots-of-promises.html

Some other links - but your Acquiring bank should provide all the info you need.
http://www.visaeurope.com/personal/onlineshopping/verifiedbyvisa/activationdemo.html
http://www.visaeurope.com/merchant/handlingvisapayments/cardnotpresent/verifiedbyvisa.jsp

Hope this helps.

On 13:36:11 26 July 2007 charonmatthew wrote:

 

Hi all

We are in the throes of attempting to implement 3-D secure using Secpay as the PSP and our own front end.  With 6 sites in 6 languages, it's proving to be a major (expensive) task, and secpay don't support the programming side of things. Which is helpful.

My questions are:

- has anyone else done it yet?

- how hard was it, and how did you test it?

- has it effected sales?

- are there any useful reference sites or consultants out there?

All in all, this is giving the business a major headache, so any help gratefully received.

Thanks

Charon

We had a call from our bank last week saying that we'd no longer be able to take mastercard maestro cards from yesterday (1st Aug).  We don't see many maestro payments so I'm not that worried.

From a fining POV, they've said unless they see a 3-D secure project plan, they will start fining 'soon' - whenever that is.  Luckily I've got a project plan in place, so they've given us a grace period till Xmas to get this completed. It's quite nice to see a bank being flexible, but I'm worried that when we switch this on, it will impact on sales.  I'd be grateful to hear from anyone who has implemented this already, and whether their sales are effected.

Cheers

Charon