No Position at No Organisation
01 June 2004 14:49pm
I am selling software over the internet (right now using SWREG.org for the payment processing) and I am looking for a solution for accepting creditcard payments.
I ordered an account with WorldPay (I was approved) but somehow I don't have a real good feeling about this. They need long time for answering questions, also they are not to keen letting you use their "Select Invisible" payment option (which means silent payment processing in the background, so your users don't see those awfull WorldPay orderforms)... I saw a recent discussion here, and some people mentioned Protx.com.
Is here someone who has experience with Protx.com, or maybe with integrating Worldpays Select Invisible?
I wonder how it comes that accepting online payments is THAT hard for european people. In the US it seems you can get your online merchant account within 48 hours, you have low rates/fees 2.35%) and can use professional payment gateways like Verisigns Payflow Pro or Authorize.net. And here in Europe... I don't know. I am just struggling for weeks now with WorldPay, the process for being accpeted took 2 or 3 weeks...
Is here anyone who can share his own experiences?
By the way, I am based/living in Switzerland... I read on the protx.com website that you need your own merchant account (and a bank account in the UK?).Is here anyone else who is NOT from the UK and got approved with protx.com?
Let's talk :-)
01 June 2004 14:56pm
by the way, is it correct that for european based businesses it is not possible to use for example the Authorize.net payment gateway?
30 July 2006 06:27am
I heard chronopay is not bad, they are european based reputed and reliable payment processor, no monthly or annual fees, they provides everything you need to accept and process payments by credit and (some) debit cards online.
30 July 2006 06:40am
Is your business is incorporated in EU/UK? Also check with ChronoPay/standardpay, I think possibly they can help you for getting a merchant account.
Director at PARASPAR LTD
30 July 2006 18:43pm
We have worked with Protx, Datacash, Barclays ePDQ and HSBC ePayments in the UK.
We have found them all to be reliable and easy to work with.
Protx is the least expensive option at only £20/month or 10p per transaction depending on your volumes. All of the above offer a 'direct' or 'advanced' interface allowing you to host the payment page.
I have been reviewing Authorize.net in the US for one of our clients that has a US operation. From what I have seen on their site, the integration works in a similar way to the providers above.
Kumar MehtaParaspar - eCommerce Soutions
SVP Marketing Technology at MARC USA
31 July 2006 11:55am
I've heard good things about Protx, so you should certainly consider them, especially if you're expecting a decent amount of volume. For comparison have a look at NOCHEX ( www.nochex.com ): it's not rocket science to set up, and they've got a free checkout plugin you can use. Plus the actual total charge per transaction is quite a lot less than a number of "proper" online merchant accounts. All told it'll add between 5-6% to the unit price.
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