I have to agree with Joe. We have just started using Protx for our clients and they offer a broad range of solutions at minimal cost. They are also partnered with a company called 'The 3rd Man' who carry out extensive fraud checking to minimise charge-backs.

The drawback with this kind of service compared to WorldPay is that you need a merchant account with your bank. WorldPay offer the option of piggy-backing on their own so the cost for a smaller business could work out cheaper in the long run.

On 13:28:16 3 February 2004 joe wrote:
>Protx (www.protx.com) is a good option in my experience.
>There is a fixed monthly fee of £20 but no
>transaction charges (as long as you don't exceed a
>specified volume of transactions - I can't remember how
>many it is but I think it is about 20,000 per quarter).
>Even better, there is no set up charge.
>
>I have no affiliation with them, but have used them on a
>number of client sites with no problems, so would recomend
>having a look!
>
>Joe
>
>
>On 11:47:38 31 January 2004 don_26 wrote:
>>I want to setup a small website to sell a service.
>This
>>service requires that subscribers subimit their
>informaton
>>and pay online. I am looking for the most simple and
>>secure solution for processing credit cards payments.
>>
>>I have looked at World pay and downloaded all the
>>documentation for this, does anyone know of any other
>>methods or merchants that offfer a similar service to
>>world pay? Obiously I do not want it to cost the earth
>>either.
>>
>>Any information you can give in this direction would
>be
>>useful.
>>
>>Don Thomas

On 11:47:38 31 January 2004 don_26 wrote:
>I want to setup a small website to sell a service. This
>service requires that subscribers subimit their informaton
>and pay online. I am looking for the most simple and
>secure solution for processing credit cards payments.
>
>I have looked at World pay and downloaded all the
>documentation for this, does anyone know of any other
>methods or merchants that offfer a similar service to
>world pay? Obiously I do not want it to cost the earth
>either.
>
>Any information you can give in this direction would be
>useful.
>www.fuzzbox.net are experts in the e-commerce field and can facilitate any idea you have and any budget. If you want your site fully integrated with a cost effective on-line payment feature give us a call 0800 061 2450
>Don Thomas

I go to financeglobe when I want to do a little research myself.